This benefit is paid to an insured person who sustains injury or contractsoccupational diseases as a result of his/her employment.
Temporary Disablement Benefit (TDB)
The benefi t payable is 60% of the Average Insurable Daily Earnings (AIDE) determined from the last six months’ contributions prior to the month of accident/disease.
TDB is payable for a maximum period of 26 weeks from the date of the accident/disease. Payment does not include the fi rst three days of any incapacity but starts from the fourth day.
Permanent Disablement Benefit (PDB)
This is payable after certifi cation from the Medical Board that the member has suffered a permanent disability at the rate of 100%. The amount payable is 70% of the Average Insurable Monthly Earning determined from the last six months’ of contribution prior to the month of accident/disease.
Payment of the PDB shall depend on the extent of disability as described in the Employment Injury Regulations.
In order to enable an insured person to resume work or gain improved rehabilitation the Fund provides artifi cial limbs if deemed necessary which are available in the country on the recommendation of an approved Medical Doctor.
Where an insured person dies as a result of an employment injury before a claim for Employment Injury Benefit is filed, the disability will be assumed to have been 100% and survivors will be paid a pension equal to 60% of
the deceased person’s Average Insurable Monthly Earnings.
If the survivors are eligible to another survivors’ benefi t under the NSSF Act, they shall be entitled to receive a benefi t that is higher of the two or more.